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Best Signup Bonus Credit Cards
15 Sep 2019

Best Signup Bonus Credit Cards of 2019

On the lookout for a new credit card? Hoping to be rewarded for your trouble? If so, you need to find a card with a signup bonus.

If you’re one of the 83% of Americans aged 30-49 who already have a card, then there’s nothing wrong with adding another card to your wallet that will reward you while you make purchases.

Wondering which credit cards fall into this category? Then read on. We’re going to review the best signup bonus credit cards of 2019.

Chase Sapphire Preferred Card

Topping our list is the Chase Sapphire Preferred Card. This credit card comes with an intro bonus of 60,000 reward points, a total which equals $750 of travel expenses. To reap this reward, you must only spend $4,000 within the first three months of its use.

This is one of the best rewards cards on the market as well, giving you 1 point per dollar on all purchases, with that figure being doubled for travel and dining purchases.

The one downside to this card is that it has an annual fee of $95. However, if you use it for the bulk of your spending, that fee will be essentially negligible.

Wells Fargo Cash Wise Visa Card

Next up is the Wells Fargo Cash Wise Visa Card, a card which rewards you $150 for spending just $500 in its first 3 months of use. Charging no annual fee, it’s a solid card for consumers of all kinds.

There’s even a decent rewards system for this card. All purchases see at least 1.5% cashback. Digital purchases (for services such as Google Play and Apple Pay) see 1.8% cashback in the first 12 months of use.

It should also be noted that this card has a 15-month 0% intro APR. This provides you with interest-free credit to spend on whatever you’d like.

Bank of America Cash Rewards Card

Another credit card with an attractive signup bonus is the Bank of America Cash Rewards Card. This card rewards users with $200 after they’ve made just $1,000 of charges in its first 90 days of use.

It also offers ample rewards over time, including 3% cashback on a specific spending category of your choice, 2% cashback at grocery stores, and 1% cashback on all other purchases.

With no annual fee, and with a 15-month 0% intro APR, it’s one of the best credit cards on the market today.

Capital One Savior Card

Next, we’ll discuss the Capital One Savior Card, a card which offers $300 to those who spend $3,000 within the first three months of its use. In terms of straight cash, there is no signup bonus better than this.

But Savior doesn’t just stop there. In addition to a signup reward, it also offers 4% cashback on entertainment and dining, 2% cashback on groceries, and 1% cashback on every other purchase.

This card levies no annual fee during the first year of its use. However, it charges an annual fee of $95 every year thereafter. It has no 0% intro APR.

All of that being said, if you’re looking to be rewarded for your spending, this is the card for you.

Chase Freedom Card

The Chase Freedom Card is a solid card with a decent reward system. While its signup bonus is only $150, its additional features make it worth your consideration.

It has a 0% intro APR for 15 months, allowing you to make interest-free payments with plenty of leeway. Charging no annual fee, it’s about as risk-free as credit cards come.

It offers 5% cashback on up to $1,500 (per quarter) of spending in a specific purchase category. This is a category of your choosing. All other purchases made with it will result in 1% cashback.

Requiring only good credit to obtain, it’s a solid option for most consumers.

Capital One Venture Rewards Card

If you’re looking to travel, you might consider the Capital One Venture Rewards Card. This card offers 50,000 free miles to those who spend $3,000 within its first three months of use. This comes out to approximately $500 worth of travel.

The first year you use this card, your annual fee will be waived. However, you will be made to pay $95 every year thereafter. It, unfortunately, doesn’t come with a 0% intro APR.

However, what it does come with is a bevy of travel rewards. It rewards 2x miles on every dollar spent and 10x miles on every dollar spent at a hotel.

Chase Ink Business Cash Credit Card

If you run a business, you should consider applying for the Chase Ink Business Cash Credit Card. This card offers a $500 bonus to those who spend $3,000 within the first three months of its use.

Additional rewards include 5% cashback on office supplies, cable, internet, and phone expenses, 2% cashback on gas and dining purchases, and 1% cashback on every other dollar spent.

It even comes with a 12-month 0% intro APR, and that’s with no annual fee. This makes it a solid option for those who are just starting new businesses.

Capital One Quicksilver Cash Rewards Card

The last card we’ll discuss is the Capital One Quicksilver Cash Rewards Card, a card which offers $150 to those who spend $500 within its first 3 months of use. With no annual fee, and with a 15-month 0% intro APR, it’s a great option for those who need some leeway in their spending.

The reward system for the Quicksilver is simple: you get 1.5% cashback for every purchase you make. If you use your credit card for the bulk of your spending, this can help you to reap a substantial return.

While this card won’t blow you out of the water with its features, it will serve as a reliable tool in your arsenal.

Reap the Benefits of the Best Signup Bonus Credit Cards of 2019

While everyone has their own needs as far as credit cards go, the ones reviewed above can rightfully be described as the best signup bonus credit cards of 2019. Each and every card is a solid choice and can help to fatten up your bank account.

Looking for other credit card information? Trying to find the best personal loan, installment loan, or payday loan online? Look no further than Better Loan Blog. Our website is loaded with personal finance information, helping consumers of all kinds to make sound financial decisions.

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