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Credit cards offers Better Loan Blog
6 Feb 2018

Better Loan Blog launches Credit Card Offers to Help Consumers Build a Better Credit History

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Better Loan Blog launched its new Credit Card Offers section on its website with two secured credit cards: FIRST PROGRESS PLATINUM SELECT MASTERCARD® and OPENSKY® SECURED VISA® designed to help people with no prior credit history or those with poor credit scores build a positive credit history.

“With so many websites offering free financial tools, it can be hard to know whom to trust. At Better Loan Blog we thoroughly research financial products and companies and adhere to strict standards of editorial integrity to find you the best choices,” said Better Loan Blog founder and CEO Britton Smith.

The Center for Financial Services Innovation (CFSI) estimates that approximately 108 million Americans do not have credit scores or have low scores that stand in the way of accessing affordable credit.[1]. “Providing Secured Credit Cards offers on our website is another way Better Loan Blog is helping to open the door to financial inclusion for millions of low and moderate income Americans,” said Britton Smith.

Secured Credit Cards to Help Build Credit

For people looking to establish, improve or rebuild their credit history, a secured credit card can help them in their path. Designed for people with limited or no credit, a secured credit card makes building credit easy – simply making everyday purchases and pay bills on time each month.

People should however carefully review the terms of the cards they’re considering. Here’s what a potential cardholder will want to know:

  • Deposit: secured credit cards have a minimum deposit.  You can start using your card as soon as you make the deposit.
  • Bank Account: You do not need a bank account in order to get the card (some secured cards require cardholders to have a bank account to make their deposit and regular payments).
  • Credit Reporting: most secured credit cards report activity to the three major credit reporting agencies: Equifax, Experian and TransUnion.
  • Fees: secured credit cards have an annual fee, which is charged normally as your first transaction as well as fees to make the initial deposit at a retail location, paying your monthly bill at a retail location, for late payments and returned payments, cash advances or foreign transactions.


About Better Loan Blog

Better Loan Blog was originally founded with the belief that personal finances can be quite confusing. The goal of the company is to become the very best resource for those who are trying to and answers to questions and solve their own financial problems. This is done by offering customers the most accurate and relevant information available, as well as giving them access to new and innovative tools. In addition to this, the company is dedicated to providing answers to some of the most pressing financial problems and ensuring customers fully understand their position and how to handle their own personal finance issues.