Improve Your Score – Myths Factors to Know

Everyone should take time to manage and boost their credit score. It’s no longer just about whether you can get mortgages, credit cards and loans, it can also affect mobile phone contracts, monthly car insurance, bank accounts and more.
A credit score takes into account years of past behavior. Find out how you can begin to increase your credit score today. Your credit score is a key indicator of how risky you are to lenders and creditors considering extending you a loan or line of credit.

An excellent score can help you qualify for rewards credit cards and low-interest loans, but the process takes time. The journey to improving your credit score is a marathon, not a sprint. You can get started by checking your credit score to see where you currently stand.

Once you have an idea of how much room you have to grow, use these tips to begin building better credit.